| 1. |
Complete and sign 3 or 4 page residential
loan application Form 1003 and attached loan info sheet, credit authorization
and fair lending notice. Page 4 of the application is a continuation
page in case you need additional space for your assets or liabilities.
If you make a mistake while filling out the application cross it out,
and make a change. Do NOT use white out. |
| 2. |
If you are salaried:
provide two years W-2 and one month of paystubs OR
if you are self-employed: provide
two years tax returns and a YTD profit and loss statement. |
| 3. |
If you own rental property, please
provide rental agreements and two years tax returns. |
| 4. |
If you wish to speed up the approval
process, please also provide three months bank statements for each
bank, stock and mutual fund account. |
| 5. |
Provide recent copies of any stock
brokerage or IRA/401K accounts that you may have. |
| 6. |
If you are requesting a cash out refinance
please provide a letter explaining what you plan to do with the proceeds. |
| 7. |
Provide copy of divorce decree if applicable.
|
| 8. |
If you are NOT a US citizen provide
us with a copy of your green card (front & back), or if you are
NOT a permanent resident provide us with your H-1 or L-1 visa. |
